Neu is the alternative credit card designed for college students. Build credit from scratch with no interest, no late fees, and no debt trap.
HOW TO GET STARTED
Download the app and apply for the Neu Card in just minutes from the palm of your hand. Once approved, just follow the simple set-up instructions to activate your virtual card…no need to wait for anything to ship!
NO INTEREST. NO LATE FEES. NO DEBT TRAP.
Traditional credit cards profit through high interest rates and late fees. Neu Card is different. Neu Card never charges any interest or late fees. We believe that people prefer a clear and transparent way to pay that is predictable and not compounding. We offer two simple subscription plans to meet your desired budget and goals.
NEU CARD BUILD
This plan is great for first time card holders who are on a tight budget. It’s $4/month for a fixed credit limit of $200. Simple.
NEU CARD BUILD & EXPAND
This plan is great for first time card holders who want more spending power. It’s $7/month. You start with a credit limit of $350-$500 that can increase up to $1000 over time with good financial habits. Simple.
BUILD YOUR FUTURE CREDIT SCORE
You actually have to borrow money to build your credit history. The key to building a good credit score is consistently making on-time payments for any money borrowed. Neu reports to the credit bureaus so you can leverage the power of on-time payments to build your score.
EARN CASH BACK
If you have to spend money, you might as well earn cash back while you are at it! Neu Card pays you 1.25% cash back on all of your purchases you make with your Neu Card. You don’t even have to do anything to get it, we will automatically apply it right back to your account each month. Easy.
WHO CAN APPLY
Anyone who lives in the United States age 18 or older is welcome to apply. Just download the app and fill out the application. We do not require applicants to have a credit history…so if this is your first credit card, you are in luck. International students who do not have a Social Security Number are also welcome to apply.
YOU ARE IN CONTROL
The app is simple and easy to use. Even if it’s your first credit card, we walk you through the process and help you understand any confusing terminology. Inside the app you can: apply for the card, select your subscription plan, select your card design, link your bank account, set up autopay, view your card details, view your transactions, view your card summary and statement, freeze your card if you lose it, unfreeze your card if you find it, order a new card if need be, and contact customer support. We are also building new features and perks as we grow, so watch for exciting updates!
SMART
You read this far...thanks for your due diligence! We think Neu Card is the smart choice for first time card holders and hope you do too!